body {
margin: 0;
padding: 0; 
background-color: #000077;
clear: both;
font-family: Verdana, Arial, san-serif;
font-size: 12px;
}

/*links formatting .. */
a {
	color: #000;
	font-weight: bold;
	text-decoration: none;
}
a:hover {
	text-decoration: underline;
	font-weight: bold;
	color: #ff9999;
}

/* text formatting*/
h3 {
font-family: Verdana, Arial, Times, san-serif;
font-size: 16px;
font-weight: bold;
color: #336699;
}

p {
font-family: Verdana, Arial, Times, san-serif;
font-size: 12px;
color: #000;
padding-left: 20px;
}

.plainred {
  color: #990000;
  font-size: 12px;
  font-family: Arial, Helvetica, sans-serif;
}

.boldred {
  color: #990000;
  font-size: 12px;
  font-family: Arial, Helvetica, sans-serif;
  font-weight: bold;
}

.plainblack {
  color: #000;
  font-size: 12px;
  font-family: Arial, Helvetica, sans-serif;
}

.boldblack {
  color: #000;
  font-size: 12px;
  font-family: Arial, Helvetica, sans-serif;
  font-weight: bold;
}

td.nav {
  	font-weight: bold;
	margin-right: 10px;
	padding-right: 10px;
	vertical-align: top;
}